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Talking to insurance companies after a bicycle accident in Columbus can be a highly complicated and emotional process. Many insurance adjusters put pressure on victims, who end up settling for an unfair amount. Working with an experienced bike crash attorney from the start can help recover full damages.
David Bence comes from a long line of highly competent local attorneys. He has extensive experience negotiating with insurance companies and achieving the desired results. Call him for a consultation today.
What Not to Say to the Insurance Company
The main issue with talking to insurance companies after Columbus bicycle accidents is the danger of saying something that could hurt your case. That is why you must be careful. Things not to say to the insurance adjuster are:
- Apologies: Apologizing can be taken as an admission of fault, even if the accident was not your responsibility
- Dismissing injuries (“I’m fine”): Injuries often appear hours or days later. Saying this can be used to downplay your injuries and reduce your compensation.
- Speculations: Guessing or assuming details about the accident can create inconsistencies. Stick to facts and avoid opinions.
- Accepting blame: Do not say anything that suggests you caused the accident. Fault should be determined through evidence.
- Details about your medical condition: Insurance adjusters may use medical information to argue that your injuries were minor.
- Recorded statements without legal advice: Adjusters often ask to record your statement. These recordings can be used against you later in the claim.
- Information about past injuries: This may allow the insurance company to claim your current injuries are unrelated to the bicycle accident.
You are not obligated to speak to the insurance company immediately after the accident. You can tell the adjuster that you need to consult an attorney before making any statements.
Negotiations With the Insurance Company
When you file a bicycle accident claim with the at-fault party’s insurance company, the next step usually involves negotiations. The company will try to argue against your case and minimize or refuse compensation.
Many people feel serious emotional pressure when negotiating with insurance companies after a bike crash in Columbus. Adjusters understand that victims who are tending to their injuries and need money to cover their bills are likely to agree to a low immediate payout. That is why many injured parties end up with an unfair settlement.
Delegating negotiations to an experienced and aggressive attorney like David Bence takes this pressure away. They fight for your rights while you can focus on your treatment.
What You Can Say to the Insurance Company
While all the interactions with insurance companies after bike accidents in Columbus should be done with a lawyer present, some things you can share on your own. They include:
- Your full name and address
- When and where the accident happened
- The cars or other vehicles involved in the incident
- Whether law enforcement or emergency medical services came to the scene
- The current location of your vehicle
- Confirmation that you are receiving medical treatment
If an adjuster asks other questions, direct them to your legal team.
Consult a Columbus Attorney about Talking to Insurance Companies After a Bicycle Accident
Do not start talking to insurance companies after a bicycle accident in Columbus without an attorney present. Everything you say to the adjuster can be turned against you during settlement negotiations.
A skilled legal team from Bence Law Firm, LLC can take over all interactions with the insurance company and fight for a fair settlement. Contact us to discuss your bicycle accident today.