Talking to Insurance Companies After a Phenix City Bus Accident

The aftermath of a serious bus crash can be challenging. You might have severe physical injuries that need immediate and ongoing medical attention. You could also be struggling with your emotional and mental health due to post-traumatic stress, anxiety, and depression that have developed as a result of surviving a serious crash. Unfortunately, the treatments for your physical and emotional needs can be costly, especially if your injuries have interfered with your ability to work.

If you believe someone else is legally responsible for causing the bus crash, they are also liable for the cost of your medical bills and other accident-related expenses, typically through their insurance company. Talking to insurance companies after a Phenix City bus accident can be difficult, which is why working with a skilled bus collision attorney, such as David Bence, is essential.

Why Is Preparation Critical When Talking to Insurance Companies?

Before talking to the insurers about your potential claim relating to your Phenix City bus crash injuries, you should be as prepared as possible for the conversation, or even better, have attorney David Bence do the talking for you. Before any conversations and negotiations happen, you should do the following.

Seek Medical Attention

Due to their size and weight, buses can cause substantial harm to occupants of other vehicles. If a bus crashed into your car, you should seek medical attention for yourself and anyone else in your vehicle as soon as possible. If you were a passenger on the bus, you should also seek medical assistance.

Even if you think the accident did not injure you, having a full medical examination could provide reassurance. Our legal team could use the examining physician’s report as evidence linking your injuries to the bus crash if you later decide to seek damages.

Report the Collision

File a report so a police officer can investigate what happened. Our attorney at Bence Law Firm, LLC could use the officer’s report as evidence and a starting point for our own detailed investigation.

Document the Scene

Although it can be chaotic after a traffic wreck involving a bus, you should make every effort to gather as much information as possible about the crash. Collecting contact information from witnesses and photographing your injuries and vehicle damage could prove critical. David Bence could then follow up with bystanders and conduct a thorough investigation. He could help you gather all the necessary documentation and information to justify your claim for fair compensation from the insurance company.

Negotiating With Insurers

Most insurance companies are more focused on meeting their profit margins than on compensating people injured in bus crashes. They frequently try to deny liability or limit their payouts. To be successful in speaking with an insurance adjuster after a bus crash, it is critical that you work with  Phenix City lawyer David Bence, who comes from a long line of attorneys and understands how insurance companies do business.

Before negotiating on your behalf, he could assess the full value of your claim by carefully evaluating your future needs. He could also advise you on whether a settlement offer is unreasonably low and help you negotiate for a full and fair value. Additionally, if negotiations reach an impasse, he could aggressively represent you in court to argue for the compensation you deserve.

Call Us Before Speaking to Insurers After a Phenix City Bus Crash

Talking to insurance companies after a Phenix City bus accident can be intimidating and lead to costly consequences if you say the wrong thing. Having a knowledgeable and competent attorney by your side could make a substantial difference in the outcome of your case and protect your claim for compensation. Call Bence Law Firm, LLC, today and let us help you with your bus crash claim.